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American Bill Money vs MLMs: Why Postcard Marketing Is the Better Choice for 2025

  • Writer: Jamaro Clark
    Jamaro Clark
  • Jun 14
  • 3 min read

Updated: Jun 15

The work-from-home world is flooded with business opportunities — from network marketing to affiliate programs to direct mail offers. But not all home-based businesses are created equal.


If you’ve ever tried a traditional MLM (multi-level marketing) business, you probably already know the routine:

  • Host parties

  • Make cold calls

  • Join Zoom meetings

  • Chase family and friends

  • Push overpriced products

But what if there was a simpler, faster, and non-salesy way to build real income from home?

That’s where American Bill Money (ABM) comes in — a postcard-powered affiliate program that’s been paying its members since 2003.


In this blog, let’s compare American Bill Money vs MLMs to show you why postcard marketing might just be the smarter move in 2025.


1. Startup Costs

MLMs:Most MLM companies require a $99–$500+ starter kit, plus monthly autoships for products you may not even use.

American Bill Money:You can get started for just $50, with:

  • A ready-to-use affiliate ID

  • Postcard designs

  • Weekly leads

  • Direct mail training

Winner: ABM — affordable and no autoships required


2. Sales & Recruiting Pressure

MLMs:You're expected to constantly sell products, pitch to friends, host events, and convince people to join your downline.

ABM:There’s no selling. No parties. No pitching.

You simply:

  • Print your postcards

  • Mail them to leads

  • Let the postcard and system do the work

Winner: ABM — zero pressure sales system


3. Time Commitment

MLMs:You often need to attend team calls, trainings, in-person events, and maintain social media activity.

ABM:You can build your business in just 2–3 hours per week by:

  • Preparing postcards

  • Mailing once or twice a week

  • Checking your mailbox or inbox for new signups

Winner: ABM — works with any schedule


4. Tools & Training

MLMs:Some companies offer training, but much of it depends on your upline. You often have to pay extra for tools or learn digital skills.

ABM:You get:

  • Postcard templates

  • Mailing leads

  • Step-by-step getting started instructions

  • 24/7 online support and calls (if needed)

Winner: ABM — everything included, simple offline system


5. Residual Income Model

MLMs:Yes, they offer residual income, but often through complex comp plans that require ranks, volume, and active legs.

ABM:You earn:

  • $50 fast start bonus per signup

  • $10/month residuals

  • Paid 3 levels deep with unlimited width

It’s simple: refer someone → earn monthly. No rank chasing. No hoops.

Winner: ABM — clear and straightforward pay plan


6. Lead Generation

MLMs:Most reps are on their own to find leads. They’re told to make a “warm list” of family and friends and to recruit on social media.

ABM:You’re provided with mailing leads weekly or monthly, so you always have fresh prospects to send your postcards to.

Winner: ABM — no begging friends or cold messaging strangers


7. Product or Service

MLMs:You often sell wellness, beauty, or cleaning products — sometimes priced higher than store brands. You need to explain benefits and handle objections.

ABM:You’re selling a home business opportunity that:

  • Starts at $50

  • Offers weekly and monthly income

  • Has been around since 2003

  • Requires no product inventory

Winner: ABM — the product is the opportunity


8. Long-Term Sustainability

MLMs:Many MLMs come and go. Teams collapse when hype dies down or when new reps stop joining. You’re tied to the company’s product and compliance rules.

ABM:ABM has:

  • Paid since 2003

  • Survived economic shifts and industry trends

  • Maintained a loyal affiliate base for over 20 years

  • Focused on simple, sustainable postcard marketing

Winner: ABM — proven long-term model


Final Verdict: Why Postcard Marketing Wins

If you’re looking for a home business that doesn’t require sales, doesn’t involve chasing people, and offers real potential to build residual income from home…

American Bill Money wins. Hands down.

It’s simple, affordable, beginner-friendly, and doesn’t rely on your personality or sales ability.


✅ Ready to Ditch the MLM Grind?

Join American Bill Money today and start building income the low-stress, high-results way.

🔗 Click Here to Get Started With My American Bill Money Referral Link

 
 
 

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